Towradgi Beach is generally considered a family-friendly beach with a patrolled swimming area during summer months (September to April). The beach features a rock pool at its southern end, which provides a safer swimming option for children and less confident swimmers. The ocean can experience moderate surf and occasional rips, so always swim between the red and yellow flags when lifeguards are on duty. Check conditions before entering the water, and supervise children closely. The beach's natural rock formations offer some protection from larger swells.

Towradgi Beach is enjoyable year-round, though each season offers different experiences. Summer (December-February) is ideal for swimming with warm temperatures averaging 26°C and patrolled beaches. Autumn and spring provide pleasant weather with fewer crowds, perfect for walks and rock pool exploration. Winter (June-August) brings cooler temperatures around 17°C but can produce excellent surf conditions. Early mornings offer calmer seas and stunning sunrises over the Pacific Ocean. Weekdays are generally less crowded than weekends throughout the year.

Towradgi Beach is located approximately 5 kilometres north of Wollongong's city centre. By car, take the Princes Highway and turn onto Towradgi Road or McCauley Street. Free parking is available at the beachfront car park off Cliff Road, though spaces fill quickly on summer weekends. Additional street parking can be found on nearby residential streets. Towradgi railway station is about 1 kilometre from the beach, making it accessible via Sydney Trains' South Coast Line. Local buses also service the area along the Princes Highway.

Towradgi Beach offers essential amenities including public toilets, change rooms, and outdoor showers near the car park. The Towradgi Beach Kiosk operates seasonally, offering coffee, ice cream, and light refreshments. For more dining options, the nearby commercial area along Princes Highway in Towradgi and neighbouring Corrimal features several cafes, takeaway shops, and restaurants within a short drive. Picnic facilities and grassed areas are available for beachside meals. For accommodation, visitors typically stay in Wollongong or nearby coastal suburbs, which offer various hotels and holiday rentals.

Towradgi Rock Pool is a natural ocean pool carved into the rock platform at the beach's southern end. Unlike many constructed ocean pools, this formation is naturally created by the coastal rock shelf, filling with seawater at high tide. It provides a unique, protected swimming environment popular with families, snorkelers, and those seeking calmer waters. The pool's depth and size vary with tides and ocean conditions. The surrounding rock platform is also excellent for exploring marine life at low tide, though visitors should wear sturdy footwear and watch for waves.